BASIC Bank Limited. Serving people for progress
BASIC Monthly Gainer Scheme

Any adult individual(s) can open this scheme in single or in joint names by depositing a certain sum of money for a certain period of time to get fixed amount of monthly income. The scheme holder(s) must have savings / current / SND account with the Bank to receive monthly income.


Initial deposit amount is minimum Tk.1,00,000/- (Tk. One Lac) and multiples thereof; but not exceeding Tk.25,00,000/- (Tk. Twenty Five Lac).

1 year, 3 years & 5 years tenure.

A non-transferrable instrument like FDR to be issued in favor of account holder.

Taxes and duties will be applied as per govt. rule.

Premature encashment will be allowed but conditions applied.

Loan facility available up to 80% of deposit amount but condition applied.

Auto-renewal is not allowed.

Tenure wise Interest Rate and gross monthly benefit:

Tenure Interest Rate Gross Monthly Benefit  per Lac Tk.
1 year 8.00% Tk. 666.67
3 years 8.00% Tk. 666.67
5 years 8.00% Tk. 666.67

*Interest rate is subject to change from time to time as per schedule of interest rate on deposit.
Required Information & Documents:

Duly filled up Account Opening Form.

NID / Birth Certificate / Valid Passport

TIN (if any).

Two copies of recent passport size Photographs of account holder duly attested by the Introducer.

One copy of Passport Size Photograph of Nominee duly attested by the Account Holder.

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