BASIC Bank Limited. Serving people for progress
Performance Indicators

    2012 2013 2014 2015 2016
  At Year End (Million Taka)
  Total Loans and Advances  85,955.76 109,428.44 89,392.85 128,807.01 134,882.80
  Total Investment 14,111.57 27,663.73 30,680.55    
  Total Assets 109,682.06 157,072.19 171,118.53 194,173.36 204,739.63
  Total Deposits 87,693.23 134,493.45 139,934.06 148,167.23 158,070.98
  Long-term Debt 5,492.93 2,780.50 2,673.97 2,482.94 2,325.16
  Total Shareholder's Equity 6,440.58 6,039.18 13,013.92 25,947.08 10,808.32
  Financial Ratios     (Percentage)
  Capital Adequacy Ratio * 10.05 (1.66) (29.08) (7.55) (15.59)
  Capital fund to deposit Liabilities 7.34 4.49 9.30 17.51 6.84
  Liquid Assets to Total Deposit 9.91 11.80 12.03 16.88 10.86
  Loan to total Deposit 91.75% 78.31 82.46 84.72 83.62
  Earning Assets to Total Deposit 105.56 84.52 54.14 70.47 73.50
  After tax return on Average Assets 0.03 (0.40) (0.67) (1.72) (7.49)
  Net Profit to Gross Income 0.21 (3.07) (7.28) (27.27) (125.12)
  Interest Margin Cover 110.07 61.62 (50.36) (115.46) (39.29)
  Return on Equity (after tax) 0.47 (8.50) (11.55) (12.10) (81.24)
  Industrial Loans including Micro
Enterprises to Total Loans
52.12 43.07 41.18 37.07  
  Non performing Loans to Total Loans 8.22        
  Per Employee (Million Taka)
  Deposit 52.92 62.70 62.55 68.50 74.14
  Advance 51.87 51.02 39.96 59.55 63.27
  Profit 1.58 0.69 (0.50) (1.19) 0.04
  Earnings Analysis (Million Taka)
  Total Income 13,402.26 17,338.74 15,113.56 11,514.96 11,932.41
  Total Operating Expense 2,247.58        
  Profit before Tax 2610.08 1,470.20 (1,124.38) (2,564.25) 90.85
  Income Tax          
  Net Profit after Tax 27.89 (531.53) (1,100.16) (3,140.36) (14,930.40)

 

 

*Based on risk-weighted assets. The Bank has been calculating the ratio since 1996.


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