|
|
|
|
|
|
|
|
(Million Taka) |
|
|
2013 |
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
|
Interest Income |
14808.95 |
12,070.32 |
8,218.24 |
8,098.52 |
7,188.99 |
6,461.92 |
6,087.77 |
|
Interest on deposit and borrowings |
(13107.95) |
(13,466.23) |
(11,359.03) |
(9,154.32) |
(7,377.14) |
(7,721.87) |
(8,470.73) |
|
Net interest income |
17010.04 |
(1,395.91) |
(3,140.79) |
(1,055.79) |
(188.15) |
(1,259.95) |
(2,382.96) |
|
Commission, exchange and brokerage |
737.20 |
658.52 |
552.40 |
553.69 |
682.58 |
737.74 |
852.99 |
|
Other operating income |
119.73 |
125.61 |
116.22 |
138.47 |
147.50 |
146.37 |
142.16 |
|
Total operating income |
4230.79 |
1647.33 |
155.94 |
2,778.09 |
3,238.03 |
1,864.55 |
18.37 |
|
Salaries, Allowances etc |
1767.83 |
1,855.36 |
1,938.13 |
1,951.98 |
2,156.95 |
2,368.72 |
2,379.65 |
|
Depreciation and other non-cash expenses |
152.69 |
181.71 |
154.58 |
125.67 |
88.86 |
57.56 |
62.42 |
|
Other operating expenses |
349.02 |
240.96 |
161.53 |
144.94 |
157.78 |
158.95 |
166.43 |
|
Total operating expenses |
2760.59 |
2771.71 |
2,720.18 |
2,687.24 |
2,886.48 |
3,065.12 |
3,084.91 |
|
Profit before provision |
1470.20 |
(1,124.38) |
(2,564.25) |
90.85 |
351.55 |
(1200.56) |
(3,066.53) |
|
Provision for loan & Advances |
1338.52 |
- |
36.21 |
13,857.28 |
7,073.78 |
1,758.60 |
- |
|
Profit before tax |
118.49 |
(1,115.24) |
(3,188.33) |
(14,954.57) |
(6,742.29) |
(3,518.44) |
(3,249.30) |
|
Provision for tax |
732.12 |
45.34 |
34.54 |
38.61 |
149.41 |
57.51 |
120.40 |
|
Net income |
(531.53) |
(1,100.16) |
(3,140.36) |
(14,930.40) |
(6,843.69) |
(3,538.95) |
(3,269.03) |
|
Earning per share (Taka) |
(18.04) |
(37.33) |
(28.95) |
(13.76) |
(6.31) |
(3.26) |
(3.01) |
|
Comparative Profit & Loss Account |
|
|
|
|
|
|
|
|
(In Percent) |
|
|
13/12 |
14/13 |
15/14 |
16/15 |
17/16 |
18/17 |
19/18 |
|
Interest Income |
34.37 |
(18.49) |
(31.91) |
(1.46) |
(11.23) |
(10.11) |
(5.79) |
|
Interest on deposit and borrowings |
(253.41) |
2.73 |
(15.64) |
(19.41) |
(19.41) |
4.67 |
9.70 |
|
Net interest income |
586.32 |
(108.20) |
124.99 |
(66.38) |
(82.18) |
569.69 |
89.13 |
|
Commission, exchange and brokerage |
6.36 |
(10.67) |
(16.11) |
0.23 |
23.28 |
8.08 |
15.62 |
|
Other operating income |
(7.26) |
4.91 |
(7.47) |
19.14 |
6.52 |
(0.77) |
(2.88) |
|
Total operating income |
(12.90) |
(61.06) |
(90.53) |
1681.51 |
16.56 |
(42.42) |
(99.01) |
|
Salaries, Allowances etc |
52.39 |
4.95 |
4.46 |
0.71 |
10.50 |
9.82 |
0.46 |
|
Depreciation and other non-cash expenses |
39.57 |
19.01 |
(14.93) |
(18.70) |
(29.29) |
(35.22) |
8.44 |
|
Other operating expenses |
(43.32) |
(30.96) |
(32.96) |
(10.27) |
8.87 |
0.74 |
4.71 |
|
Total operating expenses |
22.82 |
0.40 |
(1.85) |
(1.21) |
7.41 |
6.19 |
0.65 |
|
Profit before provision |
(43.67) |
(176.47) |
128.05 |
(103.54) |
286.96 |
(441.51) |
155.42 |
|
Provision for loan and Advances |
(14.26) |
(100.00) |
100.00 |
38169.21 |
(48.95) |
(75.14) |
(100.00) |
|
Profit before tax |
(88.99) |
(1041.21) |
185.88 |
369.04 |
(54.91) |
(47.82) |
(7.65) |
|
Provision for tax |
(32.16) |
(93.80) |
(23.82) |
11.78 |
286.97 |
(61.50) |
109.35 |
|
Net income |
(2005.81) |
106.97 |
185.44 |
375.43 |
(54.16) |
(48.29) |
(7.63) |