Last Updated on:
Oct 11th 2026
Rate of Interest
BASIC Monthly Savings Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 1 Year | BDT | 8.50% | May 28, 2024 |
| 2 Year | BDT | 8.75% | May 28, 2024 |
| 3 Year | BDT | 9.00% | May 28, 2024 |
| 4 Year | BDT | 9.25% | May 28, 2024 |
| 5 Year | BDT | 9.50% | May 28, 2024 |
BASIC Century Deposit Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 100 days | BDT | 9.25% (Tk. 25,000 to 24,99,999) | May 28, 2024 |
| 200 days | BDT | 9.50% (Tk. 25,000 to 24,99,999) | May 28, 2024 |
| 300 days | BDT | 9.75% (Tk. 25,000 to 24,99,999) | May 28, 2024 |
| 100 days | BDT | 9.25% (Tk. 25,00,000 to 99,99,999) | May 28, 2024 |
| 200 days | BDT | 9.50% (Tk. 25,00,000 to 99,99,999) | May 28, 2024 |
| 300 days | BDT | 9.75% (Tk. 25,00,000 to 99,99,999) | May 28, 2024 |
| 100 days | BDT | 9.50% (Tk. 1,00,00,000 and above) | May 28, 2024 |
| 200 days | BDT | 9.75% (Tk. 1,00,00,000 and above) | May 28, 2024 |
| 300 days | BDT | 10.00% (Tk. 1,00,00,000 and above) | May 28, 2024 |
BASIC Probin Monthly Savings Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 1 Year | BDT | 8.75% | May 28, 2024 |
| 2 Year | BDT | 9.00% | May 28, 2024 |
| 3 Year | BDT | 9.25% | May 28, 2024 |
| 4 Year | BDT | 9.50% | May 28, 2024 |
| 5 Year | BDT | 9.75% | May 28, 2024 |
BASIC Nari Monthly Savings Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 1 Year | BDT | 8.75% | May 28, 2024 |
| 2 Year | BDT | 9.00% | May 28, 2024 |
| 3 Year | BDT | 9.25% | May 28, 2024 |
| 4 Year | BDT | 9.50% | May 28, 2024 |
| 5 Year | BDT | 9.75% | May 28, 2024 |
BASIC Monthly Income Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 1 year | BDT | 6.72% (Gross Monthly Benefit per Lac Tk. 560) | Dec 17, 2021 |
| 2 years | BDT | 6.96% (Gross Monthly Benefit per Lac Tk. 580) | Dec 17, 2021 |
| 3 years | BDT | 7.20% (Gross Monthly Benefit per Lac Tk. 600) | Dec 17, 2021 |
Sata Barsha Shanchoy Prakalpo
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Current Deposit Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Premium Plus Current Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Average monthly balance less then Tk. 10.00 Lac | BDT | Nil (Minimum Daily Balance Tk. 10,000.00) | Aug 09, 2018 |
| Average monthly balance Tk. 10.00 Lac to < Tk. 20.00 Lac | BDT | 1.00% p.a. (Minimum Daily Balance Tk. 10,000.00) | Aug 09, 2018 |
| Average monthly balance Tk. 20.00 Lac and above | BDT | 1.50% p.a. (Minimum Daily Balance Tk. 10,000.00) | Aug 09, 2018 |
BASIC Friendship Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 3.00% p.a. (calculated on day count basis) | Aug 09, 2018 |
Savings Deposit Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| N/A | BDT | 4.50% | Jul 08, 2021 |
School Banking Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.50% p.a. | Aug 09, 2018 |
Krishok Savings Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.50% | Aug 09, 2018 |
RMG Worker Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.50% | Aug 09, 2018 |
Leather Industry Worker Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.00% | Aug 09, 2018 |
BASIC Chalantika
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.50% | Aug 09, 2018 |
Trinomul Savings Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.50% | Aug 09, 2018 |
Muktijoddha Savings Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | BDT | 4.50% | Aug 09, 2018 |
Interest Free Special Savings Deposit Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Special Notice Deposit (SND)
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| N/A | BDT | 5.00% | Feb 01, 2024 |
Fixed Term Deposit
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 01 month (individual) | BDT | 8.00% | Jun 01, 2024 |
| 03 months (individual) | BDT | 9.00% | Jun 01, 2024 |
| 06 months (individual) | BDT | 9.25% | Jun 01, 2024 |
| 12 months (individual) | BDT | 9.50% | Jun 01, 2024 |
| 24 months (individual) | BDT | 9.50% | Jun 01, 2024 |
| 01 month (Corporate) | BDT | 8.00% | Jun 01, 2024 |
| 03 month (Corporate) | BDT | 9.00% | Jun 01, 2024 |
| 06 month (Corporate) | BDT | 9.25% | Jun 01, 2024 |
| 12 month (Corporate) | BDT | 9.50% | Jun 01, 2024 |
| 24 month (Corporate) | BDT | 9.50% | Jun 01, 2024 |
| - | - | - | Jun 01, 2024 |
| - | - | - | Feb 01, 2024 |
| - | - | - | Dec 06, 2022 |
BASIC Double Deposit Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 10 Years | BDT | 7.17% | Jul 15, 2021 |
BASIC Super Savings Account (BSSA)
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Millionaire Deposit Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Five Lakhopoti Deposit Scheme-BFLDS
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Diamond Term Deposit
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 60 days fixed deposit product | BDT | 9.25% p.a. | May 28, 2024 |
BASIC Monthly Gainer Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 1 Year | BDT | 9.75% (Deposit of Tk. 1,00,000/- (Tk. One Lac) and multiplies thereof but maximum limit of Tk. 25,00,000/- (Tk. Twenty Five Lac) at a time will be acceptable under the scheme.) | May 28, 2024 |
BASIC Shopnopuron Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 1 year (Multiple of Tk. 5,000.00 but not exceeding Tk. 20,000.00 per month/unit) | BDT | 8.25% | Feb 11, 2024 |
| 1.5 year (Multiple of Tk. 5,000.00 but not exceeding Tk. 20,000.00 per month/unit) | BDT | 8.25% | Feb 11, 2024 |
| 2 years (Multiple of Tk. 5,000.00 but not exceeding Tk. 20,000.00 per month/unit) | BDT | 8.25% | Feb 11, 2024 |
BASIC Double Benefit Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| 80 Months | BDT | 10.67% | May 28, 2024 |
BASIC Sohayok Savings Scheme
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Personal Retail Account
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Home Loan
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | - | - | Oct 01, 2025 |
Meet the Need
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Project Finance (Long, Mid & Short Term)
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | - | - | Oct 01, 2026 |
| - | - | - | Aug 01, 2026 |
| - | - | - | Jul 01, 2026 |
| - | - | - | Jun 01, 2026 |
| - | - | - | May 13, 2026 |
| - | - | - | May 01, 2026 |
| - | - | - | Apr 01, 2026 |
| - | - | - | Mar 01, 2026 |
| - | - | - | Jan 01, 2026 |
| - | - | - | Jun 01, 2025 |
| - | - | - | May 01, 2025 |
| - | - | - | Jun 01, 2024 |
| - | - | - | Jun 01, 2024 |
| - | - | - | Jun 01, 2024 |
| - | - | - | May 09, 2024 |
| - | - | - | Apr 01, 2024 |
| - | - | - | Mar 01, 2024 |
| - | - | - | Feb 01, 2024 |
| - | - | - | Jul 06, 2023 |
| - | - | - | Apr 01, 2021 |
| - | - | - | Apr 01, 2020 |
| - | - | - | Dec 23, 2019 |
| - | - | - | Oct 02, 2019 |
| - | - | - | Aug 09, 2018 |
Working Capital Finance
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Trade Finance
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Credit Card Product 1
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Debit Card Product 1
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Current Deposit Account (SME)
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Premium Plus Current Account (SME)
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Special Notice Deposit (SND) SME
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
Fixed Term Deposit (SME)
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Proyash
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | - | - | Feb 01, 2026 |
| - | - | - | Dec 04, 2025 |
| - | - | - | Nov 01, 2025 |
| - | - | - | Sep 01, 2025 |
| - | - | - | Apr 01, 2025 |
| - | - | - | Mar 01, 2025 |
| - | - | - | Feb 01, 2025 |
| - | - | - | Jan 01, 2025 |
| - | - | - | Dec 01, 2024 |
BASIC Amontron
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Nandonik
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | - | - | Aug 01, 2025 |
BASIC Okkhor
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Saat Sodai
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Haater Kaaj
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| Updating.. | |||
BASIC Kalyani
| Tenure | Currency | Slab Wise Rate | Effective Date |
|---|---|---|---|
| - | - | - | Jul 01, 2025 |
Rate Circulars & Downloads
| SL | Title | Effective Date | Download |
|---|---|---|---|
| 1 | Loans & Advance Interest Rate for October 2026 | Oct 01, 2026 | Download (83KB) |
| 2 | Loans & Advance Interest Rate for August 2026 | Aug 01, 2026 | Download (37KB) |
| 3 | Loans and Advance Interest Rate for July 2026 | Jul 01, 2026 | Download (862KB) |
| 4 | Loans and Advance Interest Rate for June 2026 | Jun 01, 2026 | Download (865KB) |
| 5 | ঋণ ও অগ্রিমের দণ্ড সুদ পুনঃ নির্ধারণ | May 13, 2026 | Download (203KB) |
| 6 | Loans and Advance Interest Rate for May 2026 | May 01, 2026 | Download (829KB) |
| 7 | Declared Loans and Advance Interest Rate for April 2026 | Apr 01, 2026 | Download (818KB) |
| 8 | Declared Loans & Advance Interest rate , March 2026 | Mar 01, 2026 | Download (633KB) |
| 9 | Loans and Advance Interest Rate for February 2026 | Feb 01, 2026 | Download (641KB) |
| 10 | Declared Loans & Adavance Interest rate of January 2026 | Jan 01, 2026 | Download (719KB) |
| 11 | Loans and Advance Interest Rate for December2025 | Dec 04, 2025 | Download (832KB) |
| 12 | Declared Loans and Advance Interest Rate for November 2025 | Nov 01, 2025 | Download (823KB) |
| 13 | Loans and Advance Revised Interest Rate for October 2025 | Oct 01, 2025 | Download (731KB) |
| 14 | Loans & Advance Interest Rate for September 2025 | Sep 01, 2025 | Download (954KB) |
| 15 | Loans & Advance Interest Rate for August 2025 | Aug 01, 2025 | Download (914KB) |
| 16 | Loans and Advance Interest Rate for July 2025 | Jul 01, 2025 | Download (919KB) |
| 17 | Loans and Advance Revised Interest Rate for June 2025 | Jun 01, 2025 | Download (936KB) |
| 18 | Loans and Advance Revised Interest Rate for May 2025 | May 01, 2025 | Download (914KB) |
| 19 | Loans and Advance Interest rate for April 2025 | Apr 01, 2025 | Download (922KB) |
| 20 | Loans and Advance Interest Rate for March 2025 | Mar 01, 2025 | Download (967KB) |
| 21 | Loans and Advance Interest Rate for February 2025 | Feb 01, 2025 | Download (929KB) |
| 22 | Loans and Advance Interest Rate for January 2025 | Jan 01, 2025 | Download (925KB) |
| 23 | Loans and Advance Interest Rate for December 2024 | Dec 01, 2024 | Download (910KB) |
| 24 | Revision of Interest rate of Deposits effective from 30.05.2024 | Jun 01, 2024 | Download (477KB) |
| 25 | Declared Loans & Advance Interest Rate as on 01.06.2024 | Jun 01, 2024 | Download (1498KB) |
| 26 | Interest Rate Revised in Scheme Deposit Products on 28.05.2024 | May 28, 2024 | Download (716KB) |
| 27 | Loans and Advance Revised Interest Rate on 09.05.2024 | May 09, 2024 | Download (667KB) |
| 28 | Revision of Interest rate of Deposits effective from 01-04-2024 | Apr 01, 2024 | Download (373KB) |
| 29 | Revision Loans & Advance Interest Rate as on 03.03.2024 | Mar 01, 2024 | Download (672KB) |
| 30 | Loans and Advance Revised Interest Rate on 01.02.2024 | Feb 01, 2024 | Download (670KB) |
| 31 | Revision of Interest rate of Deposits effective from 01-02-2024 | Feb 01, 2024 | Download (953KB) |
| 32 | Revised Interest Rate of Loans & Advances, 06 July 2023 | Jul 06, 2023 | Download (570KB) |
| 33 | Re-fixation of FDR Rates | Dec 06, 2022 | Download (493KB) |
| 34 | Schedule Rate of Interest of Scheme Deposit Products | Dec 17, 2021 | Download (91KB) |
| 35 | Revision of Interest Rate for SND and SB Account | Jul 08, 2021 | Download (506KB) |
| 36 | Revision of Interest rate for Agriculture and Rural Lending as on April 25, 2021 | Apr 01, 2021 | Download (446KB) |
| 37 | Interest Rates on Lending effective on April 01, 2020 | Apr 01, 2020 | Download (430KB) |
| 38 | Amendment-1 to the Existing "Lending Rate Schedule as on 01-10-2019" | Dec 23, 2019 | Download (3752KB) |
| 39 | Interest Rates on Lending as on October 01, 2019 | Oct 02, 2019 | Download (4661KB) |
| 40 | Interest Rates on Other Deposit Products | Aug 09, 2018 | Download (7988KB) |
| 41 | Interest Rate in Scheme Deposit Products on 11.02.2024 | Aug 09, 2018 | Download (1105KB) |
| 42 | Interest Rates on Lending as on August 9, 2018 | Aug 09, 2018 | Download (489KB) |